|  Welcome
to PayDayLoans 2009 - an up-to-date review of today's top
rated online payday and cash advance loans services. Our guide
is designed to help you choose a trustworthy and reliable
online payday loan service that meets your needs.
Recommended Payday Loan Services
 Magic
Payday
Max Loan Amount:
$1,000
Cost per $100 borrowed: Varies
Anual Percentage Rate: 500%+
Loan Approval Time: Instant
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $800 per month
Extensions Available: Yes
Apply
Now |
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My
Payday Loan
Max Loan Amount:
$1,500
Cost per $100 borrowed: $25
Anual Percentage Rate: 651%
Loan Approval Time: 2 Minutes
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $1000 per month
Extensions Available: Yes
Apply
Now |
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Cash
Central
Max
Loan Amount: $1,000
Cost per $100 borrowed: $14 - $24
Anual Percentage Rate: 315%
Loan Approval Time: Instant
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $1,000 per month
Extensions Available: Yes
Apply
Now |
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 Secure
Money Store
Max Loan Amount:
$1,500
Cost per $100 borrowed: Varies
Anual Percentage Rate: 500%+
Loan Approval Time: Instant
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $800 per month
Extensions Available: Yes
Apply
Now |
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 Money
Now USA
Max Loan Amount:
$1,500
Cost per $100 borrowed: $14 - $24
Anual Percentage Rate: 521%
Loan Approval Time: 60 Seconds
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $1,000 per month
Extensions Available: Yes
Apply
Now |
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 Online
Cash 911
Max
Loan Amount: $1,500
Cost per $100 borrowed: $25
Anual Percentage Rate: 511%
Loan Approval Time: 5 minutes
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $1,000 per month
Extensions Available: Yes
Apply
Now |
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 Team
Quick Cash
Max Loan Amount:
$1,000
Cost per $100 borrowed: $25
Anual Percentage Rate: 537%
Loan Approval Time: 20 minutes
Funds Available In: 24 Hours
Faxed Documents Required: No
Income Required: $1,000 per month
Extensions Available: Yes
Apply
Now |
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 Payday
Loan Today
Max Loan Amount:
$500
Cost per $100 borrowed: $15-$25
Anual Percentage Rate: 400%+
Loan Approval Time: 1-4 Hours
Funds Available In: 24 Hours
Faxed Documents Required: Yes
Income Required: $1000 per month
Extensions Available: Yes
Apply
Now |
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Why Should I Use an Online Payday
Loan Service?
 We
all face financial crunches from time to time ranging from
family and household emergencies to accounting errors when
balancing the checkbook. Whatever the reason many families
and individuals find themselves in need of an advance on their
paychecks now and again. Payday loans provide an easy way
to get the immediate cash needed to help until the next payday.
Payday loan services have been around for years but until
recently finding a payday advance meant driving around town,
often in less than desireable areas to a check cashing - cash
advance center. This used valuable time and with limited hours
of operation it often meant taking time off from work to complete
the transaction. When short on cash time off from work is
the last thing we need! Repaying the loan was usually the
same way. With online payday loan services one can apply for
a cash advance in minutes, 24 hours a day and make arrangements
to repay the loan just as quickly and conveniently.
With traditional lenders being more aggressive than ever
to collect being even a few days late on a credit card payment
or car payment can mean heavy late fees, increased anual percentage
rates and damage to your credit. A cash advance can often
help you avoid imposed fees and interest rate hikes from today's
desperate consumer lending industry.
Anyone who's ever bounced a check knows all too well the
fees and embaressment that is associated with that. In today's
economy a bounced check usually means charged fee from the
bank and from the business for whom the check was written.
It can often result in your bank closing your checking account
which can mean years of frustration, inconvenience and embaressment.
A cash advance loan can be a wise alternative to a bounced
check.
Before You Use a Payday Loan Service
Lots of us could use an advance on our paycheck from time
to time so payday loan services can be very useful for when
we find ourselves in a bind but they should always be used
carefully and wisely. Payday loans are designed to be easy
advances on our next paycheck but should not be treated as
installment loans. When used improperly a cash advance will
easily become one of the most expensive forms of a loan ever
granted. When you make use of a payday loan be prepared to
repay that loan with your next paycheck!
Always Use Payday Loans Wisely! |